Wiser Mortgage Advice are your trusted partner for all your mortgage needs. As a professional mortgage advice company, we offer expert guidance on a range of mortgage products, including home movers, first-time buyers, re-mortgages, and buy-to-let mortgages.
Our team of experienced and qualified mortgage advisors understand that choosing the right mortgage can be a complex and overwhelming process. That’s why we are here to simplify things for you by providing tailored advice that meets your individual needs and financial circumstances.
Whether you’re a first-time buyer taking your first steps onto the property ladder, or an experienced home mover looking to upgrade to a new home, we can help you secure the best possible mortgage product. We work with an extensive range of lenders and mortgage products, ensuring that you have access to the most competitive rates and products available in the market.
Our re-mortgage service helps you save money by moving your existing mortgage to a new lender or product with a better rate, term, or features. And for those interested in buy to let mortgages, our expert advisors are here to ensure you make the right decisions. We provide guidance on the entire process, from selecting the right property to financing your investment.
At Wiser Mortgage Advice, we believe in providing a customer-centric service that puts your needs first. We pride ourselves on our commitment to transparency, honesty, and impartiality, ensuring that you receive the right mortgage advice and support every step of the way.
Interested in finding the right mortgage for you? Get in touch and our team will be in touch.
You’ll meet one of our friendly mortgage advisors to discuss your current situation and what you are looking for, whether that’s a mortgage, insurance or other advice.
We’ll conduct comprehensive research through a variety of lenders to find the mortgage that works for you. We’ll do our best to match the budget and outgoings you’re ideally looking for.
Once we’ve found a mortgage deal we think you’ll like, we will send it over for you to review and confirm.
Your advisor will get you an agreement in principle to confirm how much you can borrow. If you haven’t started property hunting, you will now have an estimated budget for what you can afford, and sellers will consider you a more serious buyer!
Once you’ve found your ideal property and had an offer accepted, or if the mortgage deal your advisor has offered is adequate, then your advisor will submit a mortgage application on your behalf.
The mortgage offer will be issued. You’ll now be able to purchase your property or begin your new mortgage payments.
Your advisor will finalise your insurances i.e., life insurance, critical illness cover, income protection and home insurance to ensure you are covered. So even if the worst happens, you and your property will be protected.
With the funds transferred and your mortgage payments started, you can relax and now enjoy your new home knowing you have the best product and peace of mind.
As mortgage advisors, we are here to listen and understand your financial situation and help handle the hard parts of buying or financing a property.
Don’t expect a stuffy, formal conversation; our advisors love to have a warm and friendly chat to understand more about you, your financial situation and what outcome you are hoping to get.
At the end of the day, we want to get you into your next property, or find a mortgage that works for your circumstances, no matter your financial background.
I find the entire mortgage process confusing and long winded. Dean explains and handles things in a very simplistic way, meaning that the hard work is done for me. He is personable and always available no matter how many times I need to contact him to ask annoying questions!
I have used Dean’s Services for several years now, and I am looking forward to working with him again in the future.
Would highly recommend Dean as a mortgage advisor. Explained everything really well, made sure we were happy with our choice and sorted out our insurances as well. The whole process and application was straightforward and easy with his help.
Dean sorted out our mortgage, home and life insurance for us and couldn’t fault him. Quick to respond and worked around us. Found us the best deals and rates. Took the stress of us and arranged everything for us and also was there anytime to contact sorb any questions. Lovely guy and made us laugh and had some banter. Will 100% recommend and will be using Dean again in the future for all our other re mortgages to come and any questions. Also must add very affordable. Thanks so much!
