Buy-To-Let Mortgages

The buy-to-let market is continuously evolving, which is why it’s crucial to seek advice from an advisor who is up-to-date with the latest changes.

Here to help you find the right buy-to-let deal for you

When applying for a buy-to-let mortgage, the lender will look at how much rent you could potentially charge for the property, as well as your personal income. The amount you can borrow is directly linked to the expected rental income, so it’s important to have a clear idea of the potential rental yield before making an application.

At Wiser Mortgage Advice, we can help you navigate the complexities of buy-to-let mortgages. Our expert advisors will guide you through the process, from finding the right product to ensuring you meet the eligibility criteria. With our help, you can secure the funding you need to build a profitable buy-to-let portfolio.

Your goals are individual, we believe financial advice should be too

Helping first time investors and experienced landlords

If this is your first time considering a property investment, or you have an extensive property portfolio we can help you, investing in buy-to-let properties can be a profitable venture, but it requires a different type of mortgage than a standard residential mortgage.

A buy-to-let mortgage is designed for individuals who are purchasing a property with the intention of renting it out to tenants, we have helped hundreds of landlords over the years secure the most suitable products to help maximise their rental yields.

So, what sets buy-to-let mortgages apart from standard residential mortgages? First, interest rates on buy-to-let mortgages are usually higher than those on residential mortgages. Second, you will need a larger deposit when applying for a buy-to-let mortgage. While you can purchase a residential property with as little as a 5% deposit, most buy-to-let lenders will require a minimum deposit of 15% of the property’s value.

Buy to lets have the potential to provide a regular income source which can be used to grow your property portfolio or provide an income source.

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