Happy New Year (if we can still say that)! As we bid farewell to the challenges and triumphs from 2023, we are looking forward to embracing new opportunities, growth, and success in the upcoming year.

January has been an absolute blast for Team Wiser, marking an incredibly busy and successful start to 2024. We’ve been inundated with new business inquiries, and our dedicated brokers have been working tirelessly to secure the best rates for our valued clients. Despite witnessing consistent price drops in rates with lenders, we acknowledge the ongoing volatility in the rate market, attributed in part to swap rate fluctuations. However, we hold an optimistic outlook and anticipate a more stable market throughout 2024 and into 2025.

As a business with a robust existing client base, we are thrilled to see a multitude of returning customers and referral business. It’s always a pleasure to provide support to our clients, their families, and friends throughout their mortgage and protection journey.

During this month, our brokers have invested time to stay up to date with the latest criteria across the entire market space, encompassing residential, buy-to-let, and adverse lending. In their role as protection advisors, they engaged in discussions with Aviva, focusing on protection for our clients and providing expert advice on income protection, life insurance, and the ever-important critical illness cover.

Dean Russell with his ‘Bettys’ hamper from Leeds BS

Team Wiser had the honour of participating in a think tank in partnership with Leeds BS, addressing the ever-changing landscape in mortgages and exploring how we can best serve our communities and clients. Additionally, we spent valuable time with Virgin and Clydesdale, learning more about their new products and upcoming changes, as well as with other lenders such as Halifax, Kensington, Accord, and Santander.

Clark Baker won a lovely bottle of wine in the Virgin Money quiz.

We attended a thought-provoking specialist lending event, focusing on helping clients in unique positions. With emphasis on common sense lending and exploring new and innovative ideas for landlords and developers to maximise their portfolio returns.

Looking ahead, we are excited about another great month of assisting clients with their mortgage and protection needs. Stay tuned as we share our experiences and achievements in the dynamic world of mortgages. 😊 Now, it’s back to work for Team Wiser!

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